OWWA Benefits for Disabled OFWs

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One of the most common questions we receive from our readers is regarding the benefits that an OFW may expect from the Overseas Workers’ Welfare Administration (OWWA) after they have lost their physical capacity to work abroad.  Similar with local private and government employees based in the country, an OFW must be protected by an insurance that will cover his and his family’s needs in the event that he could no longer perform his tasks as an OFW.  The OWWA handles this for Pinoys working on contract abroad.

Here are the lists of social benefits that OWWA members can look forward to as well as the documentary requirements needed when claiming these benefits.  These were lifted from the OWWA website as well as other online materials related to the subject:

What is OWWA?

The OWWA is an attached agency of the Department of Labor and Employment (DOLE) and a membership institution.  OFWs are encouraged to apply for membership at the OWWA.  They can either enroll through the POEA upon processing of their contract or as voluntary members while waiting for an opportunity to work abroad.  Each OWWA applicant pays a membership contribution of USD 25.00 to make their membership effective.

What are OWWA’s Benefits for Overseas Filipino Workers?

OWWA members are covered with life insurance for the duration of their employment contracts.

Disability and Dismemberment Benefit

A member shall be entitled to disability/dismemberment benefits ranging from Php 2,000.00 to Php 50,000.00 for partial disability.  In case of total permanent disability, a member is entitled to Php 100,000.00.

Death and Burial Benefits

Death benefits include Php 100,000 for deaths due to natural causes and Php 200,000.00 for death due to accident.  On top of the death benefit, the legal heirs shall also be entitled to Php 20,000 as funeral expense assistance.

What are the Requirements when Claiming these Benefits?

For Life Insurance, Disability, Dismemberment, and Burial Benefits:

  1. Passport (for land-based OFW), and Seaman’s Service Record Book (for Sea-based OFW).
  2. Certificate of Membership issued by the OWWA Membership Processing Center (MPC).
  3. OFW/Seaman’s undertaking executed by claimant (for Death Claim).

Documentary Requirements for Life Insurance Benefits:

  1. Original Death Certificate issued by LCR or Authenticated by Philippine Statistics Authority or Foreign Death Certificate for OFW who died abroad and accident report for death due to accident.
  2. Burial Permit
  3. Official receipt of funeral expenses.
  4. ID picture of claimant
  5. Any of the following applicable documents certified by LCR or PSA:
  6. In the absence of birth/marriage certificate, the following must be submitted:
    • Certificate from LCR that fact of marriage/birth is not recorded in the civil registry.
    • Baptismal/marriage certificate certified by the Parish priest/office.
    • Affidavit of two (2) disinterested persons re: facts of birth/marriage and claimant’s relationship to the deceased.

Documentary Requirements for Disability Benefit

  1. Foreign medical certificate
  2. Medical certificate issued by the local attending physician with medical examination procedure, (e.g. x-ray, MRI, CT scan)
  3. Accident report

Releasing requirements

Any 2 (original and valid copy) of the following:

  1. Passport
  2. Office ID
  3. Postal ID
  4. Driver’s License
  5. Original NBI clearance
  6. Senior Citizen’s ID

Sources:

http://www.owwa.gov.ph/?q=content/faq/#social_benefits

https://owwabenefits.wordpress.com/owwahealthbenefits/

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10 thoughts on “OWWA Benefits for Disabled OFWs

  1. Im arnel agasino ofw mild stroke in saudi arabia..i leave in saudi 2013.now im 58 yrs old total disabilty in sss.working more than 20yrs.what benifits i can get in owwa.09365629367.tnx a lot. Pls help me

  2. good morning OWWA have a good day, i just want to ask questions, i am salvador p. camposano former owwa member 1997 – 2010 i work abroad. but suddendly i had a brain attack april 2010 my employer forced me to bring back to philippines due to my condition. half of my body was paralysed, struggling hard i could not speak well, and had very limited mobility.i need your help assistance right now so badly how can i avail your assistance? i am presently residing at block 49 lot 17 brgy. sta maria dasmarinas cavite. pls peply

  3. Hello gud evening po seaman po ang asawa ko bumaba po siya Nov 27 2016 at na mild stroke po siya march 9 2017 dito po sa pinas siya naistroke may makukuha po ba siya sa owwa halos 22 years na po siyang nagbabarko

  4. Hello po,isa po akong ofw,kelan lng po umuwi po ako last month galing saudi,sa kadahilan na naaksidente po ako,,madulas po ako at nadislocate po ang buto ko sa siko at nagkaroon,po mg fracture,inobserbahan kopo muna un kamay ko sa saudi,kung kaya pabng mkapagtranaho ng kamay ko,habamg,tumagatagal wla pong ganong improvent,kya tinerminate nadin po ako ng company nmin,,nkauwi po ako ng pilipinas ng huling sahod kolng po ang dala ko,pag uwi ko po magpunta ako sa owwa at nagbbakasakali na mkahinge ng konting tulong,pra sa kamY kopo,,binigyan ako sa owwa ng requirement na magpaxray dw po at at mri,,sa ngayon my xray npo ako pero un mri wla pa,hirap po ako mkahanap ng mauutangn pra,sa mri kopo dhil mu kmahalan,ang tanong kopo ok lng po ba sa owwa na mataglan ako sa mri kopo,mag iisang buwan npo ako dto sa june 18,mula nun dumating ako,ano po ba pwede nyo maisuggest skin pra sa requirementna hinihinge skin ng owwa,,
    Maraming salamat po sa sasgot nito po..

    1. Hi Olivia,

      Kung nakapagpa xray ka na, subukan mo nang dalhin yan sa OWWA. Sabihin mo sa kanila na hindi mo pa kayang magbayad ng pang MRI mo.

      Naghuhulog ka ba sa Philhealth mo noong nagta-trabaho ka abroad? Pwede mo din kasing gamitin ang Philhealth benefits mo para makatulong sa pagpapa MRI at iba pang procedures sa hospital. Kung Philhealth member ka, mag inquire ka sa Philhealth kung papano ka nila matutulungan para makumpleto mo ang requirements ng OWWA.

      MC

  5. Good afternoon, dati pong seaman ang asawa ko, ang pangalan niya po ay Romeo A. Acta 56 yrs old. Last na baba niya year 2000 pa biyaheng worldwide. Ang una niyang kompanya ay MANILA TROPICAL AGENCY at Taiwanese ang principal. Ang pangalawa niyang nasakyan ay GREEK FLAG TANKER VESSEL ang principal po at ang office ay SEA POWER AGENCY. Hindi na po siya sumakay ng international kasi overage na daw siya sabi ng kaniyang opisina kaya dito na lang siya sa probinsiya ko dito sa bicol namasukan bilang oiler Interisland

    Inatake po siya habang nasa duty niya sa tugboat, Nangyari yun noong year 2010 pa. Sinagot naman po ng kumpanya ng asawa ko ang hospitalization niya and yung ibang gastos sa hospital ay anak ko ang tumulong sa amin.Ngayon po ay isa na siyang disable. Hindi na po namin siya pinabalik sa trabaho niya dahil half body paralized po siya.

    May makukuha po bang benepisyo ang asawa ko sa inyong opisina? Nagmementenance po kasi siya ng gamot niya sa high blood. Nakikitira lang kami sa bahay ng panganay kong anak kasama po namin ang mga anak namin dahil yung bahay namin dati ay nagiba nang bagyong Reming.

    Maraming salamat po…

    Gumagalang,
    Mrs. Rosie R. Acta

    1. Hi Ms. Rosie. Una ho hindo ho ako taga OWWA blogger lang ho ako. Dapat talaga may makuha kayong benepisyo sa OWWA dahil active na OFW ang asawa nyo nung nagkasakit siya at updated naman ho yata lahat ang mga membership nya sa OWWA nung nagta trabaho pa siya? Pero dapat ho nag a vail na kayo noon pa lang. Subukan nyo pa din ho mag claim sa OWWA main office.

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