Philhealth Coverage for Pinoys with Dual Citizenship

08 - 23

Dual citizenship among natural-born Filipinos is made possible by RA 9225 or the Citizenship Retention and Re-acquisition Act of 2003.   Pinoys who have lost their Filipino citizenship by virtue of naturalization in a foreign country may now reacquire or retain their Philippine citizenship and enjoy the same benefits afforded to Filipinos in our country.

One such benefit is the social health insurance coverage provided by Philhealth.

Yes!  Pinoys with dual citizenship can now avail of Philhealth benefits.  This good news was shared through the Philhealth website last August 10, 2017.

Here’s how a Filipino with Dual Citizenship (FDC) can register his Philhealth membership:

  1. Submit a properly filled out Philhealth Member Registration Form (PMRF);
  2. Submit a copy of your Certificate of Re-acquisition/Retention of Philippine Citizenship (CRPC) or Identification Certificate (IC) issued by the Philippine Embassy or Philippine Consulate abroad, or by the Bureau of Immigration.

For FDCs declaring legal dependents, the same requirements above, including:

  1. Copy of the CRPC or IC to the PMRF for children below 21 years old who are not gainfully employed and unmarried.
  2. If declaring children above 21 years old but are suffering from disability, either physical or mental, or any disability acquired that renders them totally dependent on the member for support, the FDCs should attach a copy of the CRPC or IC and a Medical Certificate stating and describing the extent of disability.

For FDCs declaring their spouses as dependents:

A legitimate spouse who is similarly a Filipino with dual citizenship but is not a Philhealth member may be declared as dependent.  Here are the requirements:

  1. Copy of the marriage contract;
  2. CRPC or IC must be attached to the PMRF.
  3. Foreign spouses are not considered qualified legal dependents of FDCs.

For FDCs declaring their Filipino parents as dependents:

  1. Parents who are below 60 years and are suffering from disability, either physical or mental, or any disability acquired that renders them totally dependent on the member for support.
  2. Copy of the FDC’s birth certificate;
  3. Copy of the parents’ birth certificate;
  4. Medical Certificate stating the extent of the parents’ disability must be attached to the PMRF as support documents.

How much should an FDC remit as his monthly contribution?

The premium contribution of FDCs is pegged at Php 3,600.00 a year.  This shall be remitted to any Philhealth office or to any accredited local or overseas collecting agent.  Advance payment of premiums shall be allowed for a maximum period of two consecutive years only.

Where can FDC members and their dependents avail of Philhealth benefits?

The FDCs and their qualified dependents can avail themselves of Philhealth benefits in any accredited health care institution in the Philippines, or in health care facilities abroad, provided that they have paid their premium contributions or at least three (3) months within the six-month period prior to the first day of availment.

What benefits can FDC Philhealth members avail of and where?

FDCs and their qualified dependents can avail themselves of Philhealth benefits in any accredited health care institution  in the Philippines, or in health care facilities abroad, provided that they have paid their premium contributions of at least three (3) months within the six-month period prior to the first day of availment.

Aside from the in-patient benefits, they are also entitled to the following:

  1. Special benefit packages
  2. Z benefits subject to implementing guidelines on availment.
  3. Eligible to reimburse benefits for confinements abroad equivalent to the full Case Rate amount, payable in Philippine peso.

If you have further questions about FDCs’ Philhealth membership, you may call the Philhealth Action Center hotline at 02 441 7442 or through the Overseas Filipinos Program at ofp@philhealth.gov.ph.

Source: www.philhealth.gov.ph

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Published by MasterCitizen

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