What Can POEA Do For You? A Quick Guide for Aspiring OFWs

If you are planning on working abroad, one of the first things you need to take care of is your security.  Be wary of illegal recruiters and fake job agencies that can only get you in serious trouble with abusive employers abroad.  In order to avoid being in an OFW Horror Story, you need toContinue reading “What Can POEA Do For You? A Quick Guide for Aspiring OFWs”

4 Important Things to Remember when Claiming PhilHealth Benefits for Hypertension

One of the leading causes of death in the Philippines remains to be uncontrolled hypertension leading to heart disease and stroke.  In 2017, it was reported that 25% of Pinoy adults have high blood pressure caused by either their lifestyle or inherited the condition from their parents and elders.  The climate and high fat, highContinue reading “4 Important Things to Remember when Claiming PhilHealth Benefits for Hypertension”

How to Register as a PhilHealth Voluntary Member

Pinoys have yet to fully accept the values and benefits of being insured.  Whether it is a life or medical insurance, every working Filipino must be protected from the inevitable.  When unfortunate situations arise – a family member gets sick, a child meets an accident – it is best to be prepared. If you areContinue reading “How to Register as a PhilHealth Voluntary Member”

LTO Online PASS: Appointment Setting for Driver’s License and Car Registration Renewal

Renewing your driver’s license and car registration has become so much simpler and faster now that the Land Transportation Office (LTO) has launched their LTO Online Personal Appointment and Scheduling System or PASS.   Applicants may now simply set an appointment at any of the four LTO branches that offer the PASS service to ensure thatContinue reading “LTO Online PASS: Appointment Setting for Driver’s License and Car Registration Renewal”

What is B.L.O.W.B.A.G.E.T.S.?

When I first learned how to drive, I was made to memorize the mnemonic BLOWBAG, which stood for Battery, Lights, Oil, Water, Brakes, Air, and Gas.  It helped me get started on responsible driving and car ownership.  It has become second nature to me, checking all items under BLOWBAG before I leave my garage, everyContinue reading “What is B.L.O.W.B.A.G.E.T.S.?”

Everything You Need to Know About the Overseas Employment Certificate (OEC)

The OEC is a basic requirement for OFWs before they are given permission to work abroad.  They must secure this to ensure that their departure and overseas employment are properly documented.  This document has a 60-day validity from the date it was issued; this means that the OFW must be able to leave before theContinue reading “Everything You Need to Know About the Overseas Employment Certificate (OEC)”

Should You Get a Pag-IBIG Multi-purpose Loan or an SSS Salary Loan?

If you are a member of the Social Security System and the Home Development Mutual Fund or Pag-IBIG (HDMF), you have various privileges such as short-term loan applications, housing loans, educational loans, and retirement benefits.  You have the option to choose one from the other or maximize both. Today we are going to feature theContinue reading “Should You Get a Pag-IBIG Multi-purpose Loan or an SSS Salary Loan?”

4 Things You Need To Know When Applying for a Pag-IBIG Housing Loan

Are you planning to buy a house soon?  Have you considered getting one through a Pag-IBIG housing loan? Here are some facts and figures that could help you decide on availing a real estate property through your Pag-IBIG membership. Lower interest rates for Regular Housing Loan Effective February 14, 2018, the Pag-IBIG began offering homeContinue reading “4 Things You Need To Know When Applying for a Pag-IBIG Housing Loan”