How To Know If You Are Qualified for PhilHealth Benefits

PhilHealth membership is not limited to regularly-employed Filipinos.  In fact, unemployed and self-employed individuals are strongly encouraged to faithfully make monthly contributions to secure their PhilHealth claims in times of emergencies.  Problem is, when a member fails to make a contribution for a month or two, they immediately think that they are no longer qualifiedContinue reading “How To Know If You Are Qualified for PhilHealth Benefits”

Facts About PhilHealth’s Premium Rate Adjustment

On January 1, 2018, PhilHealth’s premium rates have been adjusted to 2.75% of the member’s monthly basic salary (MBS). To help everyone appreciate how the adjustment impacts an employee’s contribution (and effectively, the salary deduction he should anticipate as a result of the rate increase), we are sharing the following table lifted from PhilHealth’s officialContinue reading “Facts About PhilHealth’s Premium Rate Adjustment”

Quick Guide to the No Balance Billing of PhilHealth

What is the No Balance Billing? No Balance Billing or NBB is a privilege given to qualified PhilHealth members.  If you are covered by the NBB policy, you no longer need to pay for your hospitalization at any government hospital and selected private medical centers nationwide.  It is the government that pays for the member’sContinue reading “Quick Guide to the No Balance Billing of PhilHealth”

What’s In the TB-DOTS Benefit Package of PhilHealth?

Tuberculosis (TB) is a disease caused by bacterial infection, usually affecting the lungs.  The bacteria is highly contagious and can be passed on to others through coughing and sneezing, even through the accidental spread of saliva when laughing, singing, and spitting.  In 2012, it was reported to be the 6th leading cause of death withContinue reading “What’s In the TB-DOTS Benefit Package of PhilHealth?”

Guide to the OFW’s Philhealth Membership Part 2

What are the benefits that OFWs can enjoy as bona fide PhilHealth members?  Are their dependents entitled to the same benefits as well? Below are the latest case rates applicable to OFW members.  The amount stated in this summary is PhilHealth’s participation in the member’s hospital and medical expenses.  Any amount over the stated coverageContinue reading “Guide to the OFW’s Philhealth Membership Part 2”

Guide to the OFW’s Philhealth Membership Part 1

Even while employed in a foreign country, Filipinos must be registered under the Philippine Health Insurance Corporation or PhilHealth and pay their contributions regularly.  Medical emergencies can happen anytime, anywhere: to the OFW member or his dependents.  The only way you can fight against the added stress of going through these emergency cases is theContinue reading “Guide to the OFW’s Philhealth Membership Part 1”

Philhealth’s Animal Bite Treatment Package

If you are fond of taking care of pets, or are in an area where dogs and cats freely roam the streets, you are at a higher risk of getting bitten by stray animals and exposed to the rabies virus.  Animal bites must be taken seriously because when left untreated, can cause irreversible infections andContinue reading “Philhealth’s Animal Bite Treatment Package”

Philhealth Benefits for Moms and their Babies

The arrival of a newborn is always an exciting moment for parents.  There is nothing more precious than welcoming a new member of the family into your home. Philhealth makes having babies easier and more manageable through its care packages and benefits.  Knowing you are covered by these privileges as a Philhealth member allows youContinue reading “Philhealth Benefits for Moms and their Babies”