Pag-IBIG Multi-Purpose Loan vs. SSS Salary Loan: Which Should You Get?

If you are an employed member of the Pag-IBIG and the SSS, you shall, at one point, be entitled to salary loans from these government agencies.  The good thing about getting a government-issued personal loan is that they offer low-interest rates compared to getting a loan from the bank or a private lending company.  YourContinue reading “Pag-IBIG Multi-Purpose Loan vs. SSS Salary Loan: Which Should You Get?”

Download the SSS Mobile App Now!

Good news to all SSS members!  We can now conveniently access our SSS membership information by simply swiping our phone’s screen and tapping on the SSS mobile app. How does it work? Download the SSS Mobile App from Google Play Store (for Android users) and App Store (for Apple users). Your smartphone or tablet mustContinue reading “Download the SSS Mobile App Now!”

How to Apply for the SSS Pension Loan Program

My aunt is a 65-year-old retired private school teacher.  She began receiving her SSS pension almost immediately after her 60th birthday.  Two years into her retirement, she fell ill and needed additional funds for her maintenance medications and regular check-up.  It was then that she was compelled to take on a loan of Php 25,000.00Continue reading “How to Apply for the SSS Pension Loan Program”

How to Apply for an SSS Loan Restructuring If You are Unable to Visit an SSS Office

My brother’s SSS account has been in question for quite a few years now due to a salary loan that has remained unpaid since 2009.  I told him about the ongoing loan restructuring program being offered by the SSS and advised him to take some time off from work so he can visit an SSSContinue reading “How to Apply for an SSS Loan Restructuring If You are Unable to Visit an SSS Office”

Should You Get a Pag-IBIG Multi-purpose Loan or an SSS Salary Loan?

If you are a member of the Social Security System and the Home Development Mutual Fund or Pag-IBIG (HDMF), you have various privileges such as short-term loan applications, housing loans, educational loans, and retirement benefits.  You have the option to choose one from the other or maximize both. Today we are going to feature theContinue reading “Should You Get a Pag-IBIG Multi-purpose Loan or an SSS Salary Loan?”

How To Apply for the SSS Loan Restructuring Program

On Monday, April 2, 2018, the Social Security System (SSS) will once again open its doors to members who with unpaid obligations with the agency.  This is another opportunity that the state-run pension  fund is extending to members to allow them to settle overdue loans and regain their good standing with the SSS to avoidContinue reading “How To Apply for the SSS Loan Restructuring Program”

How Does SSS Compute Your Retirement Benefit?

As an SSS member, you are entitled to retirement benefits as soon as you hit your 60s.  This can be a lump sum amount that you can use to start a small business, or go on a trip as a reward to yourself.  Or you can choose to receive a monthly pension, as if youContinue reading “How Does SSS Compute Your Retirement Benefit?”

SSS Sickness Benefit: Everything You Need to Know

Getting sick is inevitable.  Whether you are an employee, a business person, or a stay-at-home parent, you will eventually have to take some rest to recuperate from a viral or bacterial infection.  Other times, you might get injured at work and will need some time off to heal and rehabilitate before you are able toContinue reading “SSS Sickness Benefit: Everything You Need to Know”